When Ian and Andrew first worked with us in 2015, it was to purchase their first unit. At the time, things felt okay financially. They were meeting their goals, had a solid savings plan in place, and were making progress, but they did not feel fully in control. There was no real sense of what the bigger picture looked like or what the next move should be.
The real turning point came later, when the couple reconnected with our financial planning team and sat down to define their goals properly. That conversation changed the way they thought about the future. Until then, retirement had simply felt like something that happened at 67, because that was what everyone did. Realising there may be a way to bring that forward, with a clear and focused strategy, was the lightbulb moment.
What had started as one property purchase grew into a much broader plan. Over the last ten years, our team has helped them build a strategy centred on financial security and strong investment performance within their risk tolerance. Along the way, we have supported them with lending for their first and subsequent properties, established and managed their SMSF, built a property within the fund, managed a diversified portfolio inside the SMSF, provided insurance advice, and guided the transition of their first home into an investment property. Since then, that property has been sold too, and they are now building a new investment property.
What has mattered just as much as the outcomes is the way the relationship has worked. As their own portfolio has grown, so too has the expertise available around them. Life is busy, and they deeply value having a team that can handle the complicated parts in the background, so they are not carrying that weight day to day.
Today, they have two investment properties and a share portfolio, without the stress that often comes with it. Everything is structured properly, runs smoothly, and feels almost set and forget. More importantly, they no longer feel like the future is something to wait and see. It is something being actively planned, managed, and built with confidence.
01 Financial Planning
02 Conveyancing
03 Accounting
04 Lending
05 Investment Properties
06 Property Management
07 Estate Planning
“One of the things I am most proud of is the positive impact we have been able to have on the financial security and freedom of so many people; many of whom we have helped get into such a strong financial position that they could leave the workforce in their 40s and 50s if they wanted to.”
Gareth Croy is the owner, founder & Managing Director of Your Future Strategy. He is also our current Director of Financial Planning. We spent ten minutes with him to find out a bit more about how he started his career and where the YFS idea was born. Read the full conversation here.
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“After more than a decade in financial services, I still enjoy the buzz of being a part of a team that helps clients achieve their financial goals. Finding the right loan for each client can make the world of difference to their overall financial position.
My number one financial tip for clients is to never lose sight of your big picture goals, and remember to consider how every decision is helping you get a step closer to achieving them.”
Trent is our Director of Property Strategy and has been with Your Future Strategy since the beginning. Skilled in market analysis and investment strategies with a keen eye for emerging trends, Trent excels in identifying outstanding opportunities that help our clients achieve their financial goals.
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