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"Historically, we would see people get into their 50s, and in some cases their early 60s, and only start asking the question then about whether they are actually in a position to retire," - Gareth Croy
“That increased percentage of their income going to rent just means that there’s less at the bottom line to save,” - Gareth Croy
Your Future Strategy managing director Gareth Croy echoed this, saying the scheme was drawing first home buyers into “really large mortgages”.
“The biggest reason why this matters, is your borrowing capacity…” – Gareth Croy
This week the RBA slashed the cash rate to 3.85%, coming as a relief to borrowers, but there is much more to this story that could really impact your future. Gareth breaks down the impacts of the now lower cash rate, what’s important and why it matters.
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