Start A Family

No matter how many people tell you that a baby doesn’t have to change the way you live, the reality is that it will – in so many ways. Exciting times!

Budget for a new baby

Before you make a decision to have a baby, it’s a good idea to have a look at your household’s current income and outgoings. If the outgoings exceed your income, you may need to look closely at whether you can afford to start a family right now – or make some serious changes to your budgeting.

Have you thought about which parent will care for the child in the short and long-term? How will this impact your household income? How will this impact your financial goals?

What do you want to be able to provide your children as they grow? We can help you set some goals and create a strategy to achieve them.

Would you like to have the option of sending them to private schools and university? Would you like to be able to help them buy their first car or first home? Do you want grand family weddings or big family holidays? That’s just the start of the decisions you’ll need to make as a parent.

Plan my Will

We all need to plan for the inevitable and put our final wishes in writing. Sooner rather than later.

Anything can happen, at home or abroad, so we recommend that you take the time to put your estate in order, you don’t want to leave this to chance.

Protect myself with the right insurance

For true peace of mind, you need to know everything will be covered no matter what happens. We can conduct an insurance review as part of your financial plan.

If you have children, they rely on you and your income. Make sure your insurance is up to date so that if something happens to you and your income, they are protected.

We can also arrange insurance policies that can help cover expenses if your children are ill or seriously injured.